How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Us... by Jamaine Burrell Amazon Price: $21.95
Customer Review: With over twenty-five years experience in the financial services industry. Much of it concumer personal finance education, I have worked with Fair Isaac and teach credit scoring classes. I find too many errors to mention in this book. The author means well but writes as if she is in the banking or mortgage industry, which has too many so-called experts on credit, and so-called knowledge of how a credit report works. Most learn through office memos or banking seminars, which are only half correct and mislead most with half truths.
My point is if you truly want to learn about your credit report and score simply print a copy of the FCRA and the FACTA from the FTC.GOV website. This book is full of half truths and misleads all of it's readers on many points.
EXAMPLE: The book states with a bad credit score an insurance company can deny you insurance. This is a flat our mis-statment and against federal laws. No insurance company will, or can deny anyone insurance of any kind with a low credit score. The insurance company is only allowed to rate your premiums based on your credit information.
There are too many examples to list of where the author in the book misleads you. I know she means well but I feel much of her knowledge is from the office water cooler and not the actual FCRA and FACTA.
Advanced Credit Repair Software Transforms the Credit Repair ... PR Web (press release), WA - Aug 13, 2008 Credit Repair Companies no longer have to suffer with organizational issues. DisputeSuite.com's revolutionary credit repair software provides a ...
Credit Repair Companies - Can You Afford to Trust Them? Press Release 365 (press release), FL - Aug 5, 2008 FORT LAUDERDALE, FLORIDA -- In the worst-case scenario, a "credit repair company" could be a "fly by night operator," who will meet the intended victim at ...
Web Based Credit Repair Business Software Revoutionizes the Credit ... PRLog.Org (press release), Romania - Aug 7, 2008 DisputeSuite.com was created to solve the problems of credit repair companies. DisputeSuite.com revolutionizes the credit repair industry by providing a web ...
CNBC Companies Want To Make Your Problem Their Business CNBC, Englewood Cliffs - Aug 12, 2008 This service, which charges $59 a month, even warns consumers to ?stay away from extremely low- cost fee credit repair companies! ...
Credit Repair Business Problems are Solved eMediaWorld.com Newswire Press Release Distribution Service (press release), AZ - Aug 10, 2008 Prior to its release, credit repair companies were stuck using software that could not efficiently manage the credit repair and credit dispute process. ...
authorized-user accounts back in credit-scoring formula MarketWatch - Aug 7, 2008 The move stopped unsavory credit-repair companies from "renting" the accounts of more-creditworthy people to borrowers who needed help to get the best rates ...
Key is to pay bills on time Baltimore Sun, United States - Aug 17, 2008 He recommends against using credit-repair companies to try to improve your standing. It's not worth the money, he says. If there's inaccurate information on ...
Real Estate Report: New scams in lending, credit The Evening Sun, PA - Aug 8, 2008 Some credit repair companies offer amazing claims and charge low entry fees only to get your information. Think about it - they get you to pay them to steal ...
Mortgage Technology Firm Launches Credit Proofreading Tool National Mortgage News, DC - Jul 30, 2008 Some credit repair companies falsely claim to clean up reports for a substantial fee, so borrowers can get approved for auto loans, mortgages or insurance. ...
"Money File"-Cleaning Up Your Credit Report Nightly Business Report, FL - Jul 30, 2008 Do not go to one of those credit repair companies. Two often, all they do is something you could have done yourself for free. Do get a copy of your credit ...
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